Guides and advice
Clear explanations based on official texts and sites, to understand before you commit.
Pre-emption period: understanding the DPU and DIA
When you buy a property, the town may have a priority right to acquire it. In the vast majority of cases it waives that…
How long does it take to buy property in France?
Timing depends on many factors: pre-emption or not, loan timing, notary availability. Here are the steps and what to…
The steps of a mortgage
Understanding how a loan unfolds avoids unpleasant surprises. Here are the key steps and the rights…
Loan consolidation: a guide to deciding
Consolidation can ease a budget, but it is not always advantageous. Here is what you need to decide with full…
Lifetime mortgage: the guide
A loan repaid only at the end: the prêt viager hypothécaire raises questions. Here is what to…
Usury rate and APR: what to know
Two acronyms keep coming up when borrowing. Here is how to read…
Borrower insurance: what the law says
Loan insurance weighs on the cost of credit. You have rights to choose it and change…
Consumer credit: your right to withdraw
Signed a consumer credit offer and having second thoughts? The law protects…
Notary fees: what are we talking about?
Most “notary fees” do not go to the notary. Here is what they…
Borrowing capacity: how is it calculated?
How much can you borrow? The answer rests on a few simple…
Let’s talk about your project
A few questions, a personalised review, a clear answer.