Skip to content
My project
Financing · Insurance · Security

Financing to match your ambitions

Finance, insure, protect: your property as well as your vehicle, one contact across France, for residents and non-residents.

Personalised reviewQuick responseCannes office · all of FranceORIAS n° 19001537
A couple in their new home, house-shaped key ring in hand
Protected
Turnkey
À la carte or as a pack

We can take care of everything, if you wish

One service, several, or the full pack: you decide. We adapt, and take as much off your hands as you want.

Your home

Each service can be chosen separately, or as a pack.

  • We finance your property
  • We protect it with a security audit
  • We insure it (lifetime replacement value, an option you choose and request)
  • We compare electricity and gas for you
See the home services →

Your vehicle

Each service can be chosen separately, or as a pack.

  • We finance it
  • We insure it
  • We handle the registration paperwork
  • We protect it with a Coyote Secure tracker
  • Foreign vehicle: we request the tax clearance for you
See the vehicle services →
Indicative calculator

A simple calculator to give you an idea

This is a calculation tool, like a calculator: it lets you see an order of magnitude for a monthly payment by moving the sliders.

  • You place the sliders: the amount, rate and term are the ones you choose.
  • The rate shown is not the one we offer: it is simply a figure you enter, unrelated to any offer.
  • Purely indicative, non-contractual result: it commits neither you nor us and is neither an offer nor a financing agreement.
  • Excluding insurance, arrangement fees and guarantees. Nothing is saved or sent.
Calculation tool · non-contractual

Your calculator

10 000 €3 000 000 €
0 %8 %
1 year30 years
Calculated monthly payment
/month
Amount
Rate entered
Term
Calculated interest
Calculated total (indicative)

This is not our rate. The rate shown is the one you placed yourself with the slider: it matches no offer from us. A simple indicative calculation with no contractual value, committing to nothing, excluding insurance, fees and guarantees. Nothing you enter is saved or sent.

Our financing

One project, one tailored solution

Mortgage

Buying a main or second home, building, new-build or resale: we review your situation, prepare a solid file…

Rental investment

Flat to let, apartment block, commercial unit: financing a rental property relies on a file that highlights…

Loan consolidation

Several loans, several direct debits, a tight budget? Consolidation replaces your current loans with a single…

Mortgage-secured loan

A mortgage-secured loan is guaranteed by real estate. It can fund a personal or business project, release…

SCPI financing

An SCPI (French property investment company) lets you invest in real estate without managing a property…

SCI financing

Buying through a société civile immobilière is common for joint investment, estate planning or structuring…

Lifetime mortgage

A prêt viager hypothécaire is for property owners, often retired, who want a lump sum or extra income while…

Consumer loan

Wedding, equipment, travel, one-off cash needs: consumer credit funds personal projects without property…

Car & vehicle loans

New or used, private or professional: several solutions exist. What matters is choosing the one that fits…

Buying out a co-owner

In a divorce, separation, inheritance or joint ownership, one owner can buy out the other’s share. The sum to…

Renovation loan

Renovation, extension, refresh or energy upgrade: several ways exist to fund works, depending on cost and…

Non-residents & expats

Living abroad and wanting to buy in France? We support non-resident clients, in French and English, from the…

See all financing →

How it works

Three simple steps

Answer a few questions

A short, smooth questionnaire adapted to your project.

An expert reviews your file

We analyse your situation and design the most suitable set-up.

You decide

We present your file to suitable lenders; you stay in control.

Why CSPM

Clear support from A to Z

French & English

Bilingual support for residents and non-residents alike.

The whole picture

Property, vehicle, insurance, security, energy: everything reviewed together.

A real office

In Cannes, Monday to Saturday, and remotely across France.

Clear files

We build a file lenders can read, and explain every step to you.

Frequently asked questions

Can you finance every kind of project?

We handle many financings: mortgages, rental investment, loan consolidation, secured loans, SCPI, SCI, lifetime mortgages, consumer credit, vehicles, works, co-owner buy-outs, bridging loans. Describe your project and we will tell you what is realistic.

How long until I get an answer?

After we receive your request an adviser contacts you quickly. Time to agreement then depends on how complete your file is and the lenders approached.

Is the simulator binding?

No. It gives an order of magnitude for a monthly payment, excluding insurance, fees and guarantees. It is neither a credit offer nor a commitment. The data you enter is not saved or sent.

Can I borrow at 60 or older?

Yes, depending on the file: there is no legal age limit. Income, assets, deposit and borrower insurance are reviewed. Solutions exist, including over 20 years for some profiles.

Do you work with non-residents?

Yes, we support clients living abroad who want to buy or finance in France, in French and English.

Where is the office?

4 rue Borniol, 06400 Cannes, Monday to Saturday. We also work remotely across France.

All questions →

Let’s talk about your project

A few questions, a personalised review, a clear answer.

A loan commits you and must be repaid. Check your repayment capacity before committing.