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Financing

Financing a vehicle: car, motorbike, boat, motorhome

New or used, private or professional: several solutions exist. What matters is choosing the one that fits your budget and usage.

Handing over the keys of a vehicle

Possible formulas

Purpose-linked car credit is tied to the vehicle bought. A personal loan gives more freedom (e.g. a private sale). Lease with purchase option (LOA) or long-term rental offers a monthly rent without immediate ownership.

  • Purpose-linked: tied to a specific vehicle
  • Personal loan: private purchase, free choice of seller
  • LOA / LLD: monthly rent, purchase option at end

Compare before signing

Total cost, term, insurance, any deposit or trade-in value, early-repayment conditions. You have a 14-day withdrawal right after accepting the offer.

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Frequently asked questions

Can a used vehicle be financed?

Yes, through purpose-linked credit or a personal loan depending on the case.

Do I need a deposit?

Not necessarily: it depends on the offer and your file.

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A loan commits you and must be repaid. Check your repayment capacity before committing.