Financing an SCPI investment
An SCPI (French property investment company) lets you invest in real estate without managing a property directly. Acquisition of shares can be financed by a loan, fully or partly.
How does the financing work?
You borrow to acquire shares; income distributed by the SCPI, which is not guaranteed, may help cover the payment. Lenders study your overall situation and your ability to repay independently of that income.
- Amortising or interest-only loan depending on the case
- Partial deposit or full financing depending on the file
- Your assets and income are taken into account
Risks to know
SCPI investment carries risks: capital is not guaranteed, income can vary, share liquidity is not assured and the horizon is long. Borrowing amplifies these variations: the loan remains due even if income falls. For official information on investments, see the French financial markets authority (amf-france.org).
Our role
We handle the financing. Choosing the SCPI is your decision, based on the regulatory documents supplied by the management company.
Tell us in a few clicks what you want to finance.
Frequently asked questions
Can SCPI be bought on credit?
Yes, under conditions, after the lender reviews your situation.
Is SCPI income guaranteed?
No. Neither income nor capital is guaranteed.
Let’s talk about your project
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